Loan Programs / Rental

Super Jumbo to $10M

Large-balance rental financing, with loans from $2M to $10M.

Modern luxury home with a pool and large windows
1.0
Min. DSCR
600
Min. credit score
$2M – $10M
Loan amount
21 – 30 days
Typical close time

Program overview

Super Jumbo loans finance large-balance single-family homes, condos and 2-4 unit rental properties, with loan amounts from $2M to $10M and a minimum DSCR of 1.0.

Financing is available for purchases, rate/term refinances and cash-out refinances, with purchases up to 65% LTV and refinances up to 60% LTV, including short-term, long-term and vacant rentals, with 30-year terms.

Ideal for

  • Investors buying or refinancing high-value rental properties
  • Investors refinancing an existing rental into a long-term loan
  • Purchases: up to 65% LTV
  • Refinances: up to 60% LTV
  • Loan amounts from $2M to $10M
  • Designed for seasoned investors seeking large-balance financing in major metropolitan markets

Properties allowed

SFRCondo2-4 Units

Common questions

What is the Super Jumbo loan?

A rental loan for large-balance single-family homes, condos and 2-4 unit properties, with loan amounts from $2M to $10M.

What minimum DSCR do you need?

The minimum DSCR is 1.0.

Can I use it for a short-term rental or a vacant property?

Yes. Short-term rentals, long-term rentals and vacant properties are all allowed.

How much can I borrow?

Loan amounts range from $2M to $10M.

What credit score do I need?

The minimum credit score is 600.

What LTV is available?

Up to 65% LTV on purchases, and up to 60% LTV on refinances.

How fast can you close?

Typically 21 – 30 days from start to finish, once all items have been received.

How it works

01

Tell us the scenario

A brief 15-minute call with a loan officer to walk through your scenario and goals. Get a quote now, or click Contact Us to call, email or schedule a call.

02

Review your options

You receive a Good Faith Estimate and term sheet with multiple options.

03

Close and fund

Submit your file, clear underwriting, and close on a timeline built around your deal.

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Ready to move on your next deal?

Get a Good Faith Estimate with multiple options for your review.

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* Closing time frames begin once all items have been received. Loan amounts and LTVs may vary based on credit score, track record, and other underwriting conditions. All loan terms are subject to final underwriting review and are not final until a clear-to-close has been issued.

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