Loan Programs / Rental

Fast50 Loan

Fast-closing rental financing.

Row of brick single-family homes on a residential street
None required
Credit score minimum
50%
Max. LTV
$100K – $2M
Loan amount
21 – 30 days
Typical close time

Program overview

Fast50 Loans finance single-family homes, condos and 2-4 unit rental properties with a minimum DSCR of 1.0, built for investors who want to move quickly.

Financing is available for purchases, rate/term refinances and cash-out refinances up to 50% LTV, with loan amounts from $100K to $2M and 30-year terms.

Ideal for

  • Investors buying a short-term, long-term or vacant rental
  • Investors refinancing an existing rental into a long-term loan
  • Cash-out refinances: up to 50% LTV
  • Designed for investors with high equity seeking quick and easy credit qualification

Properties allowed

SFRCondo2-4 Units

Common questions

What is the Fast50 Loan?

A rental loan for single-family homes, condos and 2-4 unit properties, with a minimum DSCR of 1.0.

What minimum DSCR do you need?

The minimum DSCR is 1.0.

Can I use it for a short-term rental or a vacant property?

Yes. Short-term rentals, long-term rentals and vacant properties are all allowed.

How much can I borrow?

Loan amounts range from $100K to $2M.

What credit score do I need?

No minimum credit score required.

What is the maximum LTV?

Up to 50% LTV.

How fast can you close?

Typically 21 – 30 days from start to finish, once all items have been received.

How it works

01

Tell us the scenario

A brief 15-minute call with a loan officer to walk through your scenario and goals. Get a quote now, or click Contact Us to call, email or schedule a call.

02

Review your options

You receive a Good Faith Estimate and term sheet with multiple options.

03

Close and fund

Submit your file, clear underwriting, and close on a timeline built around your deal.

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Ready to move on your next deal?

Get a Good Faith Estimate with multiple options for your review.

Get a Quote Apply Now

* Closing time frames begin once all items have been received. Loan amounts and LTVs may vary based on credit score, track record, and other underwriting conditions. All loan terms are subject to final underwriting review and are not final until a clear-to-close has been issued.

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Tell us about your deal

A quick application — we’ll follow up with your quote.