Loan Programs / Short-Term

Bridge Loans

Short-term capital to close on acquisitions or reposition an asset before permanent financing is in place.

Gray craftsman-style house with a stone chimney and a front lawn
$100K – $5M
Loan amount
80%
LTV for purchase, up to
660+
Min. FICO
None
Experience required

Program overview

Bridge Loans give you short-term capital to close on an acquisition or reposition an asset before permanent financing is in place. They are built for investors who need to move quickly on a deal.

Financing is available for purchases, rate/term refinances and cash-out refinances, with loan amounts from $100K to $5M. Purchases go up to 80% LTV and cash-out refinances up to 70%, with a minimum FICO of 660+. No investing experience is required.

Ideal for

  • Investors who need to close quickly
  • Acquisitions that do not yet qualify for permanent financing
  • Repositioning an asset before a DSCR refinance
  • First-time investors: no experience required
  • Cash-out refinances: up to 70% LTV

Common questions

What is a bridge loan?

A short-term loan that lets you close on an acquisition or reposition an asset before permanent financing is in place.

What loan types are available?

Purchase, rate/term refinance and cash-out refinance.

How much can I borrow?

Loan amounts range from $100K to $5M.

What LTV is available?

Up to 80% on purchases, and up to 70% on cash-out refinances.

What credit score do I need?

The minimum FICO score is 660+.

Do I need investing experience?

No. Experience is not required.

What are the rates?

Rates start as low as 8.99%.

How it works

01

Tell us the scenario

A brief 15-minute call with a loan officer to walk through your scenario and goals. Get a quote now, or click Contact Us to call, email or schedule a call.

02

Review your options

You receive a Good Faith Estimate and term sheet with multiple options.

03

Close and fund

Submit your file, clear underwriting, and close on a timeline built around your deal.

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Ready to move on your next deal?

Get a Good Faith Estimate with multiple options for your review.

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* Closing time frames begin once all items have been received. Loan amounts and LTVs may vary based on credit score, track record, and other underwriting conditions. All loan terms are subject to final underwriting review and are not final until a clear-to-close has been issued.

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