Loan Programs / Short-Term
Renovation Loans
Rehab capital for light-to-heavy value-add projects, with funds released as scope is completed.
Rehab capital for light-to-heavy value-add projects, with funds released as scope is completed.
Renovation Loans fund the purchase and the rehab in one loan, with funds released as the work is completed. They are built for light-to-heavy value-add projects, from cosmetic updates to major rehabs.
Financing is available for purchases and refinances, with loan amounts from $75K to $4M and up to 100% of the rehab budget. Draws are reimbursed within 48 hours, and a minimum FICO of 640+ applies. For investors planning to hold the property, the Rehab to DSCR option offers a 75% cash-out on day 1.
A loan that funds the purchase and the rehab together, with funds released as the work is completed.
Purchase and refinance.
Loan amounts range from $75K to $4M.
Up to 100% of the rehab budget.
Draws are reimbursed within 48 hours.
An option for investors who plan to hold the property after the rehab, with 75% cash-out on day 1.
The minimum FICO score is 640+.
Rates start at 8.99%.
A brief 15-minute call with a loan officer to walk through your scenario and goals. Get a quote now, or click Contact Us to call, email or schedule a call.
You receive a Good Faith Estimate and term sheet with multiple options.
Submit your file, clear underwriting, and close on a timeline built around your deal.
Get a Good Faith Estimate with multiple options for your review.
* Closing time frames begin once all items have been received. Loan amounts and LTVs may vary based on credit score, track record, and other underwriting conditions. All loan terms are subject to final underwriting review and are not final until a clear-to-close has been issued.
A quick application — we’ll follow up with your quote.