Loan Programs / Short-Term
Construction Loans
Ground-up financing with draw schedules built around your actual build timeline, not a generic template.
Ground-up financing with draw schedules built around your actual build timeline, not a generic template.
Construction Loans provide ground-up financing with draw schedules built around your actual build timeline, not a generic template. They are built for investors and builders developing new homes.
Financing covers up to 90% of cost and up to 100% of the construction budget, with a maximum ARV/LTV of 75%. Loan amounts range from $75K to $5M, with 12 to 24 month terms. Borrowers who own their land free and clear can take up to 70% cash back. A minimum credit score of 680 and at least 1 completed deal are required.
Ground-up financing for building a new property, with draws released on a schedule built around your build timeline.
Up to 90% of cost, and up to 100% of the construction budget.
Up to 75%.
Loan amounts range from $75K to $5M.
12 to 24 months.
Yes. Borrowers who own land free and clear can take up to 70% cash back.
The minimum credit score is 680.
A minimum of 1 completed deal is required.
A brief 15-minute call with a loan officer to walk through your scenario and goals. Get a quote now, or click Contact Us to call, email or schedule a call.
You receive a Good Faith Estimate and term sheet with multiple options.
Submit your file, clear underwriting, and close on a timeline built around your deal.
Get a Good Faith Estimate with multiple options for your review.
* Closing time frames begin once all items have been received. Loan amounts and LTVs may vary based on credit score, track record, and other underwriting conditions. All loan terms are subject to final underwriting review and are not final until a clear-to-close has been issued.
A quick application — we’ll follow up with your quote.